Minnesota residents may soon be able to ditch their insurance cards so long as they can access proof of insurance electronically.
Now, you still need to have car insurance, which I know has caused a grumble in many! However, insurance is a necessity and protects drivers from all sorts of accidents that could happen. Good drivers can see automobile insurance savings if they drive carefully and properly, compared to reckless drivers. Anyone who is involved in a collision or accident could see their premiums increased so it really does pay to drive safely. Car insurance doesn’t have to be difficult though, and if you’re looking into insurance, you can find Trustage reviews at Truly Insurance, as well as many other car insurance reviews. However, you’ll soon be able to get rid of the physical card. Both the Minnesota House and Senate recently unanimously passed a bill that would make it legal for drivers to show electronic proof of insurance during a traffic stop. Prior to the law, it was up to the officer if the electronic version was sufficient proof.
“The Minnesota statute did not specifically prohibit the use of electronic proof, but it also didn’t expressly allow it either,” says Rep. Dan Fabien, who championed the bill.
The bill still needs to be signed into law, so for now, keep that card in your glovebox, and keep it in mind when you’re speaking to staveley head about that insurance for your courier van.
Electronic Version
If you’re wondering how to get an electronic version of your car insurance card on your tablet or phone, you’re not alone. Luckily some insurance companies and the bill itself make it very easy to obtain an electronic version.
For starters, most insurance companies offer smartphone apps that allow you to keep all your important information in one place. Search the App Store for your insurance provider to see if they have an app.
If you don’t want to download an app, legislators wrote the bill so a photograph of your insurance card will suffice. Just ensure you take a clear photo of the front and back of your card, and make sure the expiration date is visible.
“The author’s intent is that you don’t necessarily have to download some app or something. I mean you can just take a picture of it and store it in your device,” said Fabien.
The bill is expected to make it’s way to the Governor’s desk for approval later this week, although it’s unclear when the law would go into effect.
Related source: KARE 11
